Maryam Nawaz Sharif has started the Apna Chhat Apna Ghar Scheme to help people in Punjab get affordable homes. This plan is for families with low income who want better living conditions. One lakh (100,000) people will get interest-free loans of Rs 15 lakh to build their own houses. If you are living in a rented house and are a resident of Punjab, you can sign up for this scheme and get help to build your own home.
The government has shared who can join, how to sign up, and other important details for this scheme. If you want to register, keep reading this article.
Eligibility Criteria for Loan Scheme
This article will help you understand who can apply for a loan to build a house under the Punjab Government scheme. If you want to get a loan after registering, you need to meet some rules called eligibility criteria. These rules make sure that the help goes to people who really need it, especially low-income families.
Here are the simple rules you must follow to apply for the loan:
Must Be the Head of Household:
The person applying for the loan must be the head of the family. This means they are the ones responsible for taking care of the family.
Must Live in Punjab:
You need to live in Punjab, and your identity card (CNIC) must show that you are from this area.
If You Live in a City (Urban Area):
If you live in a city, you must own an empty piece of land that is at least 5 marlas in size. A marla is a unit to measure land in Pakistan, and the plot must be empty and ready for building.
If You Live in a Village (Rural Area):
If you live in a village, your plot of land should be smaller than 10 marlas. This means you can’t apply if you have a bigger plot than this.
Government Employees Can Apply Too:
Even if you work for the government, you can apply for this loan. But the rule is that only lower-level government employees can apply. High-ranking government officials can’t use this scheme.
These rules are important because they help make sure that people who need the loan, especially those with low incomes, get the help they deserve.
How to Apply for the Scheme
If you meet all the rules to apply and want to join the scheme, here’s how to do it easily.
Recently, Chief Minister Punjab Maryam Nawaz Sharif started a special website for the Apni Chat Apna Ghar (ACAG) program. Now, people can apply for this program from home without going anywhere.
Here’s how you can complete your registration:
Go to the Special Website:
Open the special website for the ACAG program.
Fill Out the Form:
On the website, you will find a form. Fill in all the details they ask for, like your name, address, and other information.
Submit Your Application:
After filling out the form, submit your application online.
By following these steps, you can easily apply for the scheme from the comfort of your home!
| Step | What to Do |
| Step 1: Full Name | Enter your full name |
| Step 2: CNIC Number | Provide your CNIC number |
| Step 3: Husband’s CNIC | Enter your husband’s CNIC number |
| Step 4: Gender | Select your gender |
| Step 5: Email Address | Enter your email address |
| Step 6: Mobile Number | Provide your mobile number |
| Step 7: Division, District, City | Choose your division, district, and city |
Once the citizen registration form has been completed and an account has been created, return to the portal’s home page and select the login option located in the upper right corner. will depart. After entering your username and password, log in to your account. You will initially receive a certificate form after logging into your account, which you must complete to be eligible for additional benefits.
Expected Benefits of the Scheme
Better Living Conditions:
Poor families will get clean and comfortable homes to live in.
Less Overcrowding:
There will be fewer crowded slums, and people can live in nicer areas.
Better Facilities:
People will have easy access to clean water, electricity, and toilets.
Stronger Communities:
People will feel safer and will have better friendships with their neighbors.
Conclusion
The government has established the largest and first program of its type, the Apna Chhat Apni Ghar Scheme, which will provide one lakh Punjabi citizens who qualify with a home. If you’d like, follow the instructions in this article to finish the registration process. Remember that the first phase of this plan will only benefit 10,000 qualified resident families, so don’t wait and finish the registration process right now. Finish and take advantage of this plan.